ONLINE DOCTOR’S VISIT COST
Doctor’s Visit Costs
Regardless of whether you have health insurance, doctor’s visits can be expensive. With hidden fees, copays, and unexpected charges, going to the doctor is a necessary but bank-breaking part of life. However, there is a growing alternative that allows you to save money and the hassle of visiting a brick-and-mortar doctor’s office when you’re too sick to even get out of bed. Telehealth, a service that allows patients to speak with and receive treatment from a doctor online, is an affordable and convenient way to treat your medical issues. In this article, we break down the cost of doctor’s visits with and without health insurance and compare it to the cost of telehealth.
Doctor’s visits are easily the most expensive for the uninsured. Whether you live in a state that hasn’t expanded Medicaid, or the ACA marketplace coverage is too expensive for you, you are not alone. Roughly 3.2 million additional Americans did not have health insurance in 2017, an increase of 1.3% from 2016, which brought the total to roughly 12.2% of the population. Regardless of your insurance status, you have a right to affordable healthcare. A 2012-2013 Secret Shopper study revealed that the average price of a doctor’s appointment for a new uninsured patient was quoted as $160. This can be far too expensive for many uninsured patients, who likely already struggle to pay their bills.
While doctor’s visits are significantly cheaper for those with insurance, they still have costs that can add up. Most private insurance companies require that the insured pays a copay for doctor’s visits, an amount that varies depending on the insurance plan. Typically, copays for a visit to a primary care physician range from $15 to $25, with copays for a specialist ranging between $30 to $50. Some insurance policies have copays that are significantly higher than these estimates, though. In addition to the copay, most plans require the insured person to pay a deductible before the insurance provider will cover the charges. The deductible varies widely among plans, and copays may or may not be included in meeting the deductible. This is all on top of the average premium rate of $440 per month for standard individual health insurance.
The rise of the internet has birthed a new alternative to traditional doctor’s visits. Telehealth allows patients to speak with a doctor and receive treatment, all from the comfort of their home. This is a great option for those who seek an affordable healthcare complement to their traditional insurance policy. Our telehealth plan is charged as one flat fee, with an individual membership fee costing low for access to online doctor’s visits. This is an even better option for families – our group membership fee covers 5 people. While telehealth can’t treat every condition, it’s an affordable and convenient alternative to an in-person doctor’s visits.
The low cost of telehealth services may seem too good to be true, but there are reasons for it. Primarily, digital healthcare services enable cost savings by reducing overhead costs for doctors. While the focus of telehealth consultations is on the patient’s ability to save time and money by not having to visit a brick-and-mortar doctor’s office, the doctors that conduct these consultations benefit from not having to pay for a physical clinic space. The flexibility of being able to work from home saves them money that would otherwise go towards paying rent or mortgage for an office. In addition, there are other items that increase costs for doctors at traditional in-person offices, such as waiting room furnishings, electricity costs, the salary of office assistants, medical equipment, electronic medical record requirements, printers, computers, and telephone lines. Most of these items also have to be replaced every few years, which can increase costs. When you speak with a doctor online, these costs are not necessary, so the cost of a consultation is heavily reduced.
Doctor’s Visit Costs
Family Plans Available
Our family plan covers up to 5 members for a low cost of $480.00 for the year. Get your family access to 24/7 medical care today at an affordable price
Members of Telehealth Options benefit from the cost savings of using telehealth. When doctors save money by working remotely, they transfer those cost savings onto their patients.
Conclusion – Start Saving Money Today!
If you are looking for an affordable and convenient healthcare supplement option, look no further than Telehealth Options. We believe that nobody should go without healthcare due to their financial situation, which is why we offer a low fee for online doctor visits. Give us a try and you will see how easy and affordable it is to speak with a doctor online.